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Answer

Are heat pumps worth it in 2026?

For most homes staying put, yes — the £7,500 grant plus efficiency and a heat-pump tariff make them worthwhile, especially replacing oil or electric heating.

In more detail

Payback is best when you also insulate and use a heat-pump tariff.

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2026 figures, based on Energy Saving Trust, Ofgem & gov.uk data · always confirm with a professional survey.

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